8 Best Cashback Apps for Online Shopping
Do you know how much an average American spends on online shopping? The answer is $513 a month, and how much do they save? The answer is zero.
According to a recent survey, Americans spend more than two days per year shopping online. And it also highlights that people generally abandon their purchase if they cannot find a deal.
Here where cashback apps help us save money on our online purchases. You can easily save up to 10% on your shopping or even more on specific product purchases.
You just have to submit your purchase receipt, and cashback will be credited to your account. It’s simple and easy.
Now let’s begin
What is a cashback app?
Cashback apps help users save money on their purchases through real cash or rewards. They have a tie-up with retailers. This helps them to give up a percentage of our purchase as a reward for using their platform.
How Cashback apps work
They share the commission given by the retailers to the users to incentivize them to shop from their platform.
When you purchase anything through cashback apps, the retailers pay them for generating sales. Then the apps give us a share in the profit made by them through us.
This is a win-win situation for both the user as well as the cashback app.
1. Rakuten
Rakuten (formerly Ebates) is a free cashback platform founded in 1999 through which users can earn cashback from more than 3500+ stores which including Walmart, Shein, Nike, and many more. They also have their browser extension through which you can quickly find great deals on your favorite shopping sites.
You can quickly save up to 10% on your daily purchases using Rakuten, which allows you to easily cash out and save money.
Top categories for cashbacks
- Clothing
- Travel & vacation
- Beauty & Wellness
How Rakuten Works:
Step 1: Sign up for Rakuten cashback through the website or app.
Step 2: Find great deals across many categories, then click on the store links for the products you desire through Rakuten.
Step 3: After confirmation of the purchase, Rakuten will give you the cashback, which will be displayed in your My Account section
Raukten pays cashback to the user every quarter to their desired payment mode.
Cashout Methods :
- PayPal Cash
- American Express Membership Rewards® points
- BigFat Check
Minimum confirmed earnings must be at least $5.01 to qualify for withdrawal; otherwise, it will be forwarded to the next payment cycle.
You can also install the Rakuten Browser extension, which is available on Chrome, Firefox, Safari, and Edge. It will help you get alerts of discounts and offers on your favorite shopping websites. It will also auto apply the coupons on the websites to save more money.
2. TopCashBack
TopCashBack is one of the oldest cashback sites that you can find, which has been operating since 2005. With over 7000+ retailers, it’s famous for its huge cashback offers across various categories, especially travel & clothing.
You will find all the categories of products and services with are not available on other cashback websites to save money.
If you are a Travel Freak, then it is the best site to use as it offers attractive discounts on travel, hotel booking, and restaurants.
You can earn cashback on:
- Expedia – up to 8%
- Booking.com – 4-10%
- Travelocity – 5-12%
* These discounts listed above fluctuate from time to time; sometimes greater, sometimes less.
Download the TopCashBack Browser Extension it will directly notify you when there is a new cashback offer.
3. RebatesMe
Rebatesme is a well-known cashback website that is famous for its great deals and cashback in the luxury products segment. It gives exclusive cashback access to overseas stores and luxury categories not commonly found on other U.S.-based cashback platforms.
It’s perfect for fashion-forward or beauty-conscious shoppers looking for high-end products and international brands.
Some of the brands are :
- Sephora
- Walmart
- Zappos
Payout Methods:
- PayPal
- Direct Bank Transfer
- eGift Card
4. Upside
Upside is a free cashback app that helps to save money on everyday purchases, especially on gas, groceries, and restaurants. It’s available on both Android and iOS for free. It is popular for saving money at gas stations and on dining.
Upside Works With :
- GAS Stations: Shell, BP, Chevron, Exxon, Mobil, Circle K
- Restaurants: Papa John’s, Taco Bell, Burger King, and local spots
- Grocery Chains: Save A Lot, Piggly Wiggly, Price Chopper, and more
Upside is ideally useful for car owners to save money on essentials. You just have to add your credit card to the app and select which card you want to pay with. After payment, your cashback will be reflected in your account within 48 hours.
5. Befrugal
Befrugal is a free cashback and coupons website that gives you access to more than 5000+ retailers to save money through cashback.
It is one of the oldest cashback websites, started in 2009. It is a trusted platform that has paid over 25 million to shoppers through its platform. It’s not just a cashback site, with also recommends you best deals to specific products.
App Store – 4.7/5
Google Play Store – 4.7/5
Top Retailers :
- WalMart
- Nike
- Adidas
- Amazon
- Best Buy
Cashback rates vary by store, from 1% to 40% or more, depending on the offer and category.
To get started, sign up for BeFrugal and get a $10 bonus for Free. After signup you can easily browse through different products to buy them and earn cashbacks.
Befrugal also has multiple payout methods, which makes this a great option to check out.
Payout Techniques:
- Check – Available in the US only (Min. $25)
- Direct Deposit to Bank Account – Available in the US only. (Minimum $0.01)
- PayPal
- eCards
It will be helpful for frequent online shoppers and travel bookings to save some more money through BeFrugal.
Don’t forget to grab – $10 bonus for signing up for BeFrugal.
6. Ibotta
Ibotta is a popular Cashback website that helps to save money on your daily shopping. It provides great deals and cashback on your purchases. It supports both Online shopping as well as in-store shopping.
You just have to upload the receipt on the platform, and according to that, the cashbacks will be given for your store shopping.
Stores available on Ibotta :
- Walmart
- Dollar General
- ACME Grocery Store
- Giant Eagle
7. Fetch
Fetch is a unique cashback platform for a free receipt-scanning app that lets U.S. shoppers earn points on every purchase. Unlike other cashback apps, which require you to activate offers or shop through links. It is a simple and easy-to-use app.
After each purchase, you will earn points on Fetch, which you can redeem through different eGift cards.
One of the drawbacks of it is that you can not get real cash, i.e, PayPal or Direct Bank Transfer.
Instead, you can buy different gift cards as a payout for further shopping. You can take a Visa Gift Card as a payout that you can use anywhere while online shopping.
Some Popular Gift Cards that you can withdraw:-
- Visa
- Amazon
- Target
- StarBucks
- Uber
8. Tada
Tada is a unique cashback website that allows multiple ways for U.S. users to earn cashback, including grocery shopping, receipt scanning, online purchases, and paid surveys.
Tada requires you to scan your shopping receipt in the Tada app. After verification, you will receive the eligible reward.
Three Main Ways to Earn Cashback
- Receipt Scanning
- Online Shopping
- Special Offers & Surveys
You can use Tada for both Online as well as in-store shopping, which means saving on your daily shopping as well.
Final Thoughts
These are the apps that you can use and save a good amount while shopping. I will also suggest that you try multiple cashback apps to compare which gives better discounts and offers.
